# Deposit Native Assets

### <mark style="background-color:blue;">Whitelisted Assets</mark>

DeFI users looking to leverage the multi-chain fungible assets (SuTokens) can deposit the whitelisted assets in the Sumer protocol across any of the supported networks

### <mark style="background-color:blue;">Unified Lending Pool</mark>&#x20;

The protocol aggregates the deposit from each user into a pool of assets controlled by smart contracts, making it a fungible resource for the protocol while allowing users to withdraw their deposit at any time.&#x20;

### <mark style="background-color:blue;">sdrToken</mark>

In return for the supplied assets, liquidity providers will receive corresponding sdrToken (e.g. sdrETH, sdrUSDC) which entitles them to redeem the supplied assets in the future.&#x20;

### <mark style="background-color:blue;">Deposit Interest</mark>

The value of sdrToken will continuously increase reflecting the deposit interest rates, which is set as a function of the supply & demand of the assets.&#x20;

### <mark style="background-color:blue;">Enable Asset as Collateral</mark>

The user can choose whether he wants to use the supplied asset as collateral or not. Assets supplied as collateral are factored in while determining the users borrowing power/ mint limit. &#x20;

<mark style="color:yellow;">Users can lock multiple native assets types to a single position, diversifying collateral price exposure.</mark>

### <mark style="background-color:blue;">Protocol Parameters</mark>

Key Protocol Parameter determined through the Governance process are;&#x20;

* Optimal Utilization Rate of the liquidity pool&#x20;
* Collateral Value&#x20;
* Maximum Collateral Rate/ Loan to Value&#x20;
* Liquidation Threshold&#x20;
* Liquidation Incentive&#x20;
* Deposit Interest Rate&#x20;
* Deposit Cap&#x20;
* Reserve Factor&#x20;

<mark style="color:yellow;">The value of the Protocol parameters can be found here;</mark>&#x20;

{% content-ref url="/pages/gLNnoliQm5MOQ9nzmQV5" %}
[PROTOCOL PARAMETERS](/protocol-parameters/sumer-money-market.md)
{% endcontent-ref %}

<mark style="color:yellow;">The definitions of the protocol parameters can be found here;</mark>&#x20;

{% content-ref url="/pages/kBNt6EJwf40GPXCfWlAR" %}
[Definitions](/definitions.md)
{% endcontent-ref %}


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