Sumer.Money
  • Sumer.Money: The Most Capital Efficient Blockchain Liquidity Infrastructure
  • KEY PREMISE
    • The Future is Multichain
    • Sumer - the most capital efficient Liquidity Infrastructure
      • Sumer's Capital Efficient unified liquidity pool
      • Sumer Synthetic Assets as Money Multipliers
  • SUMER POINTS PROGRAM - A Call for the Tribe
    • Introduction
    • Points Based Program
    • NFT Based Program
    • Sumer Partner Program — Meter Points
    • FAQs
  • Sumer Lending and Borrowing Market
    • Introduction
    • Asset Group Classification
    • Collateral Rate by Asset Group
      • Understanding the applicable mint limit
    • Deposit Native Assets
    • Mint SuTokens
    • Borrow Native Assets
    • Repay SuToken Liability
    • Repay Borrowed Native Assets
    • ​Interest Rate Model
      • Standard Model
      • Jump (Kink) Model
    • Redeem SuTokens
    • Liquidation Mechanism
    • Risk Management
  • Tokenomics
    • Token Distribution
  • Definitions
  • Frequently Asked Questions
    • Sumer Protocol
    • Deposit Market
    • Minting Synthetic Assets (SuTokens)
    • Borrowing Market
    • Liquidation
  • TUTORIALS
    • How to Deposit assets
    • How to Collateralize Tokens
    • How to Mint SuTokens
    • How to Borrow assets
    • How to Stake Sumer LP tokens into Liquidity Program
    • How to stake Sumer Tokens into veSumer Program
  • SECURITY
    • Audits
  • PROTOCOL PARAMETERS
    • SUMER Money Market
  • DEVELOPERS
    • Smart Contracts
    • sdr Tokens
    • Price Feeds
      • RedStone Price Feeds on Zklink Nova
      • Pyth Price Feeds on Meter
      • Chainlink Price Feeds on Arbitrum
      • Chainlink Price Feeds on Base
  • GOVERNANCE
    • Introduction
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  1. KEY PREMISE
  2. Sumer - the most capital efficient Liquidity Infrastructure

Sumer Synthetic Assets as Money Multipliers

PreviousSumer's Capital Efficient unified liquidity poolNextIntroduction

Last updated 10 months ago

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Sumer was inspired by a traditional finance solution: deposit in your local bank and get a travelers’ check or credit card going globally. Users can now create synthetic suUSD, suETH and suBTC with the same lending deposit, enabling a travelers' check-like experience for omni-chain DeFi and participation in new ecosystems while retaining yields (staking, restaking, lending) on their native chain.

Sumer Synthetic Assets use Sumer’s Capital Efficient unified liquidity pool to mint the SuTokens at up to 98.5% LTV for correlated assets and at no cost. Defi users can further bridge SuTokens across any supported networks through our reputed partners Chainlink CCIP and LayerZero.

Position

Deposit wstETH, mint suETH at up to 98.5% LTV

Yield Opportunities

  1. Staking Yield

  2. Lending Yield

  3. suETH farming yield

  4. suETH peg arbitrage

Market Risks

  1. Liquidation Risk (price of wstETH deviates significantly from ETH)

  2. Redemption Risk (price of suETH deviates significantly from ETH)

Operational Risks

  1. Smart Contract Risk minimized by 3 Audits, Continuous Audit Partnership, Real time risk monitoring and prevention, withdrawal guard and supply/borrow caps

  2. Interoperability Risk minimized by choosing reliable partners (Chainlink CCIP, LayerZero)

As evident from above, Sumer Synthetic Assets create money multipliers for DeFI users to earn additional yield while retaining yield on their native chain.